You shouldnt miss out these 34 Cheap Water Villas in the Maldives

Cheap Water Villas

As there are already more than 80 resorts in the Maldives that feature water villas, and more opening every year, we’ve broken them down into price categories. It shouldn’t be surprising that even the Cheap Water Villas in the Maldives are relatively expensive by most standards. Some of the cheapest of them are based on all-inclusive (including alcohol) plans, so they offer better value than it might first seem. However, you’ll need to spend at least a bit more to get a stand-alone water villa set over a crystal clear lagoon.

  • Maldives water villas – Recommendations for many categories
  • Luxury Maldives water villas – All resorts starting from US$600
  • Super-luxury Maldives water villas – All resorts starting from US$900+
  • High season is generally December through April
  • Low season is generally May through November


Getting the best deal

  • The best rates are usually when booked for a full week, and often include 1 or 2 free days as part of the special rate.
  • Many resorts offer up to 25% off for those who book at least 30 to 60 days in advance, so those early-bird discounts are included in many of the rates.

With around 30 private-island resorts listed below, choosing the best one for you can be a challenge.

For this reason, we’ve sorted through all of them to find the six best based on price, user reviews, and location.

If your time is limited you might skip right to the following list of Cheap Water Villas.


List of Cheap Water Villas in the Maldives


1) Mercure Maldives Kooddoo Resort

  • Water villas: 43
  • Total rooms/suites: 68


A 4-star resort will within the budget range, the Mercure Maldives Kooddoo Resort is a great choice for those who are looking for Cheap Water Villas as private overwater bungalows that offer all of the basic amenities plus a few more. There are 3 different room choices that are based over the water, yet they all include a kingsize bed, Wi-Fi, room service, air conditioning and a private outdoor deck with steps leading into the ocean.

The resort also plays host to 2 different restaurants, giving you the option to either eat in your room or at a table at one of the restaurants. In addition to the dining options, you’ll find various outdoor activities to enjoy, including snorkeling, jet skiing and scuba diving. The on-site spa caters with different massages as well, great for after a day on the water. This resort also has a kids club, making it a great destination for families as well as romantic couples.


2) Embudu Village

  • Water villas: 16
  • Total rooms/suites: 106



A small resort surrounded by beauty, the Emdubu Village Resort is a great value for those looking for a tropical vacation on a budget. It is one of the Cheap Water Villas in the Maldives. Here you’ll find 106 beach rooms alongside 16 overwater bungalows. These bungalows however, differ from your normal stand alone villa and instead are grouped into 4 villas per building. This means that each room will have 1 or 2 neighbors sharing a wall.


Due to the small size of the resort, there is a limited amount of activities to be enjoyed and only 1 restaurant on-site but the value is hard to beat. If you’re not looking for amenities galore and the absolute best in luxury, you’ll find that this resort is perfect for your budget friendly, yet splendid holiday.


3) Summer Island Village

  • Water villas: 16
  • Total rooms/suites: 108


One of the cheapest overwater resorts in the Maldives, Summer Island Village is a great choice for budget-minded travelers that don’t want to miss out on that perfect Maldives vacation. The 16 overwater villas here, however they are different from most villas at other resorts in that they share walls with other villas.

It’s not suggested to honeymoon here due to the close proximity to other staying guests, but it is still a great choice for travelers looking for a private island escape in the tropics on a tight budget. There is also a selection of villas on land, great for those who want to save even more money.


4) Sun Island Resort And Spa

  • Water villas: 68
  • Total rooms/suites: 426


With 426 total rooms, villas, and suites, the Sun Island Resort is the largest private-island hotel in the Maldives. They have 68 water villas that are relatively small but include quite a few modern amenities. Sun Island also specializes in all-inclusive packages and offers very good value for those with good appetites.

There are many restaurants and bars here, along with a very long list of water sports and other activities, so Sun Island is ideal for those who like to mix things up. The water villas should be fine for those on romantic holidays, though there are better choices for those who can afford to spend a bit more.


5) Thulhagiri Island Resort

  • Water villas: 34
  • Total rooms/suites: 86


With a convenient location fairly close to the main international airport, the Thulhagiri Island Resort has 34 water villas and 56 island rooms. The resort operates on an all-inclusive basis with a few options as to exactly what’s included, so it’s most popular with package tourists coming for a solid week at a time. It is one of the best Cheap Water Villas.

This is a simple island with a casual atmosphere and a relatively short list of activities available, plus only one restaurant, making it ideal for visitors who mostly plan on relaxing in the sun. The resort gets good reviews from most so it has a fan base, even if it’s not perfect for most people. The off-season special rates are an excellent bargain if they are available for your dates.


6) Adaaran Club Rannalhi

  • Water villas: 15
  • Total rooms/suites: 115


Part of a chain of similar resorts in the Maldives, the Adaaran Club Rannalhi features 15 water villas that are all on the large side, in a gorgeous setting on a private island. The house reef here is said to be one of the best, so divers and snorkelers tend to be very satisfied.

There are four restaurants and bars, and the resort offers full-board plans that include all meals, plus all-inclusive plans that also include alcohol. Those who like to indulge could find those to be very good deals in the end, since food and drinks are usually astronomically expensive at these small private-island resorts. Overall, if you can get their special online rate, this is among the best deals in the Maldives.


7) Angaga Island Resort and Spa

  • Water villas: 20
  • Total rooms/suites: 70


An all-inclusive property, the Angaga Island Resort has 20 water villas and 50 island rooms. This is another that is known for an especially good house reef so it’s a solid choice for divers and snorkelers looking for an all-inclusive in the lower price range.

There’s one main restaurant plus an overwater bar, but there is no swimming pool or kids’ club here, so this resort is definitely best suited for romantic couples rather than families. The low-season specials make it a great value for most of the year as well.


8) Reethi Faru Resort

  • Total rooms/suites: 150

A fantastic choice for both romantic couples and families, the Reethi Faru Resort offers a little bit of everything for everyone. Offering both lands and over the water rooms, you’ll find plenty of amenities in each. Some of these include Wi-Fi, a coffee and tea making area for those mornings in, air conditioning for those hot days, a private terrace and the ever popular private steps that lead directly into the ocean below.

The resort also plays host to various dining options, a swimming pool, an aqua gym, yoga classes and a spa. You’ll also find lots of different water activities to join in on. These range from snorkeling to windsurfing. An important feature of this resort that is worth noting are the all-inclusive options that are available.


9) Reethi Beach Resort

  • Water villas: 30
  • Total rooms/suites: 120


Slightly different from your typical overwater resort, the Reethi Beach Resort is one of the more affordable Maldives resorts around. Instead of a room completely over the ocean or lagoon, guests will find that 30 of the resort’s rooms are semi detached with half of the room on the beach, and the other half over the water while the other 90 are completely island based.

As a medium size resort, you wouldn’t expect a ton of options but this resort has 10 different bars and restaurants to choose from along with bed and breakfast plans and an all-inclusive option. Reviews are pretty high, making this a great choice for those who would like to stretch their money as far as possible.


10) Cinnamon Dhonveli Maldives

  • Water villas: 60
  • Total rooms/suites: 115


Another of the larger resorts in the Maldives, the Cinnamon Dhonveli Maldives Resort is set apart by the fact that it’s one of the very few with its own surfing beach. The 55 water villas complement the 60 rooms on the island, and all are roomy and comfortable.

In this price range this resort seems like excellent value, with a long list of daytime activities and very good nightlife as well. Those who prefer quiet at night will be able to find better choices in the Maldives, but those who like to live it up a bit should find this resort quite appealing.


11) Ellaidhoo Maldives by Cinnamon Maldives

  • Water villas: 24
  • Total rooms/suites: 112


A rather large resort for the Maldives with 112 rooms, the Ellaidhoo Maldives by Cinnamon Maldives has 24 water villas that are fantastic value as long as you don’t mind having one attached neighbor. Considering the price range, this resort gets extremely good reviews from previous guests.

The list of things to do during the day isn’t quite as long as at many other places, and the nightlife is quite mellow as well, but that actually suits many visitors to the Maldives just fine. The house reef is very close to the beach and it’s said to be one of the better reefs in the region, so this is especially good for divers and snorkelers.


12) Meeru Island Resort

  • Water villas: 106
  • Total rooms/suites: 286


Featuring 106 water villas in addition to 180 beach suites and villas, the Meeru Island Resort has more overwater rooms than any other resort in the Maldives. Each villa is quite large, and even the smaller water villas come equipped with a private Jacuzzi in an open-air section of the suite, making them ideal for honeymooners and romantic types.

The size of the resort also means that it has a very long list of restaurants and bars, plus water activities of all types. The rates are more reasonable that it seems since they each include three meals per day for two guests, which can add up to a big savings in the Maldives.


13) Olhuveli Beach Resort & Spa

  • Water villas: 60
  • Total rooms/suites: 164


The Olhuveli Beach Resort & Spa is a four-star hotel that features 60 water villas of varying classes, including many with their own Jacuzzi tub. The villas are a bit on the small side, but they are quite modern and feature some luxurious amenities, making this one of the better choices for honeymooners in the budget price range.

The all-inclusive plans are popular here, and include a good list of different restaurants and bars, so variety is available to all. There is also the standard list of diving, snorkeling, other water sports, and quite a nice spa, making this a good value resort in this range.


14) Gangehi Island Resort

  • Water villas: 16
  • Total rooms/suites: 40


Lovers of all things Italian should be interested in the Gangehi Island Resort, which is run by and popular with Italians. This private island resort has 16 water villas and only 40 total rooms, making it one of the smallest and most intimate resorts in all of the Maldives.

There are 8 Over Water Bungalows just at the edge of the lagoon, and 8 Deluxe Over Water Bungalows that are much larger (and quite a bit more expensive) well out over the lagoon. The full-board plan is most popular and prices are quite reasonable considering all that is included.


15) Sun Aqua Vilu Reef Resort Maldives

  • Water villas: 47
  • Total rooms/suites: 127


Offering 47 water villas that range from large to enormous, the Sun Aqua Vilu Reef Resort operates mostly on an all-inclusive basis, and offers very good value for its category. The main buffet restaurant is also huge, which may be a turn-off for some, but it does help to speed service along.

Even the smallest class of water villas here come with a 2-person Jacuzzi on their private deck, and the larger categories all come with plunge pools or other amenities that put them more into the deluxe grouping. The list of water sports and other daytime activities here is long, so it could be ideal for families or groups, or even honeymoon couples looking for something at a reasonable price that offers a little exploration and fun as well.


16) Dhigali Maldives Resort

  • Water villas: 24
  • Total rooms/suites: 180

A large overwater resort that has earned a 5-star rating, the Dhigali Maldives Resort caters with rates that can easily fit into even the tightest overwater budget. Though there are 180 rooms on-site, only 24 of them reside over the lagoon, making it so that there is a level of added privacy. Making the rooms even more private are the exterior walls located on the back deck. In addition to the wall, you’ll also find steps that lead into the water a a private pool that overlooks the ocean beyond. Once inside each room, you’ll find Wi-Fi, a TV, room service and a bedroom and bathroom that offer private views.

Outside of the rooms, you’ll find a wide variety of restaurants providing you with ample dishes to select from, a private beach, a gym and a spa offering 12 treatment rooms and an outdoor pool. If you love the water, then you’ll find that a stay here allows you plenty of time to snorkel and scuba dive. Reviews for this resort are very good, making it seem like a great choice for those looking for a romantic escape.


17) J Resort Alidhoo

  • Water villas: 42
  • Total rooms/suites: 99


With some of the largest overwater bungalows in this price range, J Resort Alidhoo offers guests spacious rooms at a great price. There are also 5 different restaurants to choose from, providing a bit of everything for guests with different tastes. There’s also a nice sized list of water sports and land activities to partake in, making this resort great for families and active guests.

The resort is also great for those who want to keep in touch during their vacation. Rooms offer free Wi-Fi and there are many services around the island, helping to make the transition from daily life to vacation mode a little easier.


18) Safari Island Resort and Spa

  • Water villas: 54
  • Total rooms/suites: 84


With a selection of water villas, semi overwater villas and beach villas, the Safari Island Resort and Spa offers a bit of everything for everyone. In total, there are only 84 rooms, great for those who are looking for a smaller resort with more privacy and seclusion.

Though the resort and rooms may be on the small side, the rooms are still larger than most regular hotel rooms. Each also features a glass bottom coffee table and steps right into the lagoon from a private deck


19) Cinnamon Hakuraa Huraa Maldives

  • Water villas: 70
  • Total rooms/suites: 80


The smallest in the 3-hotel Cinnamon chain in the Maldives, the Cinnamon Hakuraa Huraa Maldives features 70 overwater villas and only 10 additional rooms on the island.

The house reef nearby gets very high marks from scuba divers and snorkelers, with twice-daily free boat trips to the prime spots. The restaurant here gets good marks, but it’s the location itself and the staff that receive most of the raves. This is a good value resort in its price range for the Maldives.


20) Velidhu Island Resort

  • Water villas: 20
  • Total rooms/suites: 80


One of the smallest private islands, the Velidhu Island Resort features 20 water villas in addition to 80 beach rooms. It operates on an all-inclusive basis yet it gets very high marks for the quality and variety of food in its only restaurant, which should be a good sign to many prospective visitors.

The house reef here is also one of the best in the region making it a top choice for both scuba divers and snorkelers alike looking for a modestly priced all-inclusive resort. You won’t find a swimming pool or kids’ club so this is more of a traditional Maldives island resort that is best suited to couples and an older crowd.


21) VOI Maayafushi Resort

  • Water villas: 8
  • Total rooms/suites: 60


Operating exclusively as an all-inclusive resort, the VOI Maayafushi Resort is a small Italian operated hotel that is particularity popular with the Italian crowd. There are also only 8 overwater rooms located at the very end of the island, making a great location for those looking for privacy during their visit.

The water villas are on the basic side but still include all of the amenities that you would need to enjoy your stay. If you’re not looking for the best of everything, you find that this price is just right. With that said, 3 buffet meals per day are included and you’ll drink beer and wine for free. There is also a great house reef next to the island, making it unnecessary to charter a boat to another location to snorkel or scuba dive.


22) Anantara Veli Resort

  • Water villas: 50
  • Total rooms/suites: 50


Anantara operates three resorts that are on neighboring islands, and the Anantara Veli is at the heart of it. Featuring 50 water villas and no other rooms, this small private-island resort has a luxury boutique feel, at prices that are surprisingly reasonable.

Even the bottom class of water villas are large, and there are four different restaurants and bars available, plus a luxurious spa. Guests can also take a short boat ride to a neighboring resort to experience any of their four restaurants or other facilities, so the Anantara Veli affords guests great variety and possibilities along with an intimate size.


23) Irufushi Beach and Spa Resort

  • Water villas: 80
  • Total rooms/suites: 150


Thanks to special low rates that are often available, the Irufushi Beach and Spa Resort (formerly the Hilton Maldives) usually offers the best value water villas in the Maldives, at least in the budget price range. There are 80 water villas that are each decked out with 5-star amenities and features, reminding guests of resorts where they’d cost twice as much.

This is a large resort with 10 restaurants and bars, all the diving and water sports options, plus a huge and fancy spa. A large and popular resort where every water villa is huge, this was a favorite when it was a Hilton, and the new management seems at least as good.


24) Medhufushi Island Resort

  • Water villas: 46
  • Total rooms/suites: 112


With a very remote location, the Medhufushi Island Resort is still simple enough to reach, and it’s a popular 4-star private-island hotel. Among its 46 water villas are two special Honeymoon Villas, which are huge, luxurious, and only accessible by a short boat ride from the island. The remaining water villas are fairly large as well, making this another good-value resort.

Though it’s definitely popular with the romantic-couples crowd, the Medhufushi Island Resort offers a great number of water sports and daytime activities. The house reef is fairly shallow, so guests must take a short boat ride to the best nearby diving spots, but otherwise there are many great options plus several restaurants and a full-service spa.


25) Kuredu Island Resort

  • Water villas: 50
  • Total rooms/suites: 300


Specializing mostly in all-inclusive packages, the Kuredu Island Resort offers 50 water villas plus 250 beach rooms and suites, making it one of the largest resorts in the Maldives. This hotel is very popular with families and groups, both large and small, as it’s very reasonably priced and loaded with activities and a long list of restaurants and bars. There’s even a 6-hole golf course here with a pro shop.

Honeymoon couples might find more privacy elsewhere, but for a good-value 4-star holiday with almost endless water sports and other activities, this is perfect for many groups in particular.


26) Nika Island Resort All-Inclusive

  • Water villas: 10
  • Total rooms/suites: 37


Especially popular with an Italian crowd, the Nika Island Resort is a rather small and unusual private-island hotel. The 10 water villas are relatively new, and the 27 beach bungalows are noted for having their own little private beach out front, each with a private Jacuzzi as well.

Most guests find the resort quite charming and are fond of the food as well as the house reef, but things here are a bit more basic than at most of the larger and more modern resorts so it’s not an obvious choice for most visitors who aren’t getting a fantastic package deal. It is one of the best Cheap Water Villas.


27) Fushifaru Maldives Resort

  • Water villas: 5
  • Total rooms/suites: 49

A haven for ocean enthusiasts, the Fushifaru Maldives Resort offers guests splendid opportunities to enjoy snorkeling and scuba diving through one of the many tour options that the resort offers. In addition, guests will also find fishing, a gym, an outdoor swimming pool, and a private beach.

The overwater villas offer guests 24 hour room service, air conditioning, a mini bar, and a private outside deck that offers stunning views of the ocean. Though this resort is more suited to couples, you’ll see a few families here from time to time.


28) Kandima Maldives Resort

  • Water villas: 60
  • Total rooms/suites: 274

A very large 5-star resort with almost 300 rooms on-site, the Kandima Maldives Resort offers basically everything that you could want in a tropical resort. With great reviews detailing the snorkeling, staff and food, you’ll find that there are lots of choices for you and your loved one. These include a swimming pool overlooking the beach, a game room, kids club, gym, spa, snorkeling and various restaurants and bars.

The 60 overwater rooms feature 24 hour room service, Wi-Fi, a coffee and tea making area, a private bathroom featuring a shower and bathtub and a private deck that offers great views of the ocean.


29) Loama Resort Maldives at Maamigili

  • Water villas: 55
  • Total rooms/suites: 100


Packed with activities, both on land and in the sea, the Loama Resort Maldives at Maamigili is a great choice for active vacationers never wanting to sit down and relax, at least not for days on end. Here activities reign king with a large selection available from snorkeling to water sports.

Water villas offer views of a lifetime with views of the reef, open ocean, beach and the island to the back. Though the rooms themselves are under $1,000, land and water excursions are independently priced so you’ll want to keep that in mind when booking and planning your stay.


30) Centara Ras Fushi Resort & Spa

  • Water villas: 64
  • Total rooms/suites: 140

Centara Ras Fushi Resort & Spa Maldives

With different types of rooms available, both on land and over the water, the Centara Ras Fushi Resort & Spa is great for those who love a good amount of choices. In fact, the resort houses 64 overwater bungalows and 76 island villas, all with great views. Though not an all-inclusive option, they do provide half board stays that help to create a good value.

There are also a large number of activities and amenities to choose from including snorkeling, scuba diving, other water activities and a luxury spa on-site. Located just south of the airport, it can be reached by a short 15 minute speed boat ride both day and night.


31) Vakarufalhi Island Resort

  • Water villas: 25
  • Total rooms/suites: 75


Featuring 25 water villas that stretch out into the sea, the Vakarufalhi Island Resort is a small island that operates almost solely on all-inclusive stays. It also houses 50 island bungalows that stand completely on land. A relaxed feel, this resort reminds guests of a more traditional Maldives to stay and is great for those who wish to go barefoot and bikini-clad the entire time.

With a 4-star rating, the resort receives very good reviews with guests loving the house reef and the many ocean activities available including snorkeling and scuba diving. Those who rather go against the grain a bit can also try their hand at freediving. Staff is very attentive and helpful and rooms are one the large size.


32) Fihalhohi Island Tourist Resort

  • Water villas: 12
  • Total rooms/suites: 150

One of the larger private island resorts in the Maldives, the Fihalhohi Island Tourist Resort features 150 rooms, though a surprisingly low number of 12 rooms are located over water. Most guests who stay here opt for the all-inclusive package which includes drinks, though drinks are a good price as it is one of the Cheap Water Villas. 

Though English travelers do stay here, most vacationers are actually French and German so you might want to touch up on your language skills a bit before traveling. With that said, the staff get extremely high marks and are known for making guests feel welcome and at home. There are lots of activities to choose from here, though some are charged separately from your room.


33) OBLU SELECT at Sangeli

  • Water villas: 77
  • Total rooms/suites: 137

A romantic resort that offers an all-inclusive plan, the OBLU SELECT at Sangeli Resort offers guests a few different room choices, both on land and over the water. It is one of the best Cheap Water Villas. The water villas allow guests to relax in luxury with a private deck and steps that lead into the ocean below. These steps make it so that you can easily explore the water world without having to walk to the beach and swim from there.

With that said, you’ll also find scuba diving, sunset fishing, various watersports, a gym, an adults only pool, and a spa catering with treatments of varying lengths, a sauna, and a yoga pavilion.


34) Komandoo Island Resort

  • Water villas: 14
  • Total rooms/suites: 45

With 14 water villas complete with a jacuzzi, the Komandoo Island Resort located on a private island is a great choice for those who are looking for an intimate, adults-only vacation on the lower end of the price spectrum. There are also 31 beach villas available, each with views of the ocean. It is one of the Cheap Water Villas in the Maldives.

Most book a stay here with the all-inclusive plan, which features all meals in the main restaurant. Lots of water and land activities are available through most spend a lot of time participating in the snorkeling and scuba diving available on the house reef.


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